Online Payment Gateway

I need to configure and online payment gateway for one of my commerce site. I do not expect huge volumes of transactions so I prefer to go much affordable gateway, preferably with a onetime payment rather than monthly. Can anyone suggest some?

What you are looking for appears to be one third of the processor, as opposed to a real payment gateway. Payment gateways simply act as credit card terminals do in a retail store. They are not credit cards for you. Need a real merchant account for that. Then together they can make your payment process website. This means that you will have a monthly fee merchant account and payment gateway.

A third party processor (there are several of them and they all work differently) in general that charges you per transaction. This means you only pay a fee if you actually accept payment by credit card through them. For low volume merchants, like yourself, which tends to be the most cost effective means to accept credit card payments.

If you are looking for a third party processor, Paypal is by far the most popular and best ensemble. Alternatives include AlertPay and 2CheckOut.

If you're really looking for a payment gateway I recommend Authorize.Net. They are easy to payment gateway the most popular used today. They are also very easy to use and integrate into a website. Other solutions include the API LinkPoint and PayPal Payflow Pro (formerly owned by Verisign).

Based on your question, I thought I should provide general information on payment processing and merchant account. It is part of an article I wrote recently and I hope it's important to you.

In its simplest form, a merchant account is an account that was established by a person wishing to conduct online business and wants to provide a means by which potential buyers can pay for products and / or services. Suppose you want to start an online business that sells flowers-say. You have your warehouse already in place, and it is also your website. But what happens when a customer comes to your side and wants to buy a bouquet of flowers? You all worked how the flowers will be shipped, but what does it take to receive payments for purchases? This is where the merchant account comes in. With this account setup and implemented, it is now possible for you to accept online payments from customers for the purchase of flowers from your site .

Now there are a number of different types that can be implemented depending on the type of business you run. For example, if you run a corner store and you want to accept card payments, you will need a point of sale (POS) type, where customers debit and credit cards are swiped to make the transaction . But if the type of business you are a not a physical corner store, but the activity of Internet-based, your transaction processing needs will be very different from a store corner. In this case, since your customers may never come into physical contact with you, you'll need a way to capture their debit or credit card as the transaction can be processed with them having physically drag the cards. In this case, you must have an account MOTO (Mail Order / Telephone Order merchant).

There are basically two types of E-commerce accounts. There is a benefit of others, which are facilities such as PayPal, and is the true merchant account is usually performed by a bank or an agent of the merchant account, such as Charge.Com. Now your volume of online transactions will determine which of these merchants accounts, you must subscribe. Since each has a cost factor associated with it at the end of the day, and since this is a project of business you run, yo.