Financial Planner Fees

I am new to investing. A financial planner wants to go to my retirement accounts of Charles Schwab, I may have more to choose from under one roof, and then charge me a fee of 1.4% for the year for all its services management. Is it wise or reasonable?
Can I get my stuff over from Schwab on mine, I choose my own stuff, and avoid the fee? Schwab is good? or are others better considering the cost of service etc / Or if I go directly to the fund company for all How can we organize it? (Ie if i diversify into 10 different funds and stuff)
And I am further to do it that way, or should I trust him as an expert and pay? If he is the expert and assuming he's better I go further ahead with charges if I do not mean and try to do it myself?

Sorry so long, I just want to do well. Thank you for your comments.

A planner and Schwab will cost you more money than you pay. If you pay a financial planner to manage your investments, it should be negotiating with a broker at low cost. It seems that the planner seeks to make money and let them do the work Schwab.

I also doubt there is more to choose at Schwab. You can buy pets from any broker. The only thing they have more money is no transaction fee mutual. But if you have a planner, he does not need to go through a broker, he can buy a fund directly from the company. The planner must manage your money, do not depend on the broker to do so.

If you go the way of investment funds, 10 is for many. A domestic index fund, an international fund, and perhaps a dedicated fund would be all it takes. Go directly to the mutual fund and they will do for you. Your only expense is the cost of funds. And you only pay no matter who you buy through.

If you want to invest in stocks instead of funds, and do not feel to do by yourself, talk to a few brokers (Schwab or TDAmeritrade) and see what they offer for the size of your account. I use Scottrade, but they will not give you any investment adviser.

Yeah, yeah. You can call Schwab to open your own financial planner and start to choose your own mutual funds or the A and B Schwab noted large company stocks. Mutual funds are fees and purchases of shares are like $ 12 per transaction. I never liked financial planners, they do nothing for you. and subscribe to Kiplinger Kiplinger after a year of you know as much as your financial planner.

Scottrade $ 7 cheaper??? Ameritrade * *???

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