Business Financial Planning

As manager of a financial planning firm, you have two financial planners. In one hour, Phil can produce either financial statements or answer 10 phone calls, while Francis can produce financial statements 3 IETH or answer 12 phone calls. Deoe or other person have an absolute advantage in producing both products? If these two planners be self-sufficient or specialize?

Francis has an advantage.

They must be specialized.
Francis should make the financial statements and Phil must answer the phone.